Who We Are

At the PFFA, we are committed to providing you with simplified, comprehensive healthcare benefits designed to enhance your lifelong wellbeing. Our plan is not just about coverage; it’s about caring for you proactively and personally, ensuring both your physical and mental health are preserved. Crafted by firefighters, for firefighters, our innovative solutions are tailored to meet your unique needs. We serve our membership with excellence and compassion, every step of the way.

 Mission

To empower firefighters and their families with simplified, comprehensive healthcare benefits, ensuring lifelong well-being. Through meticulous management and innovative solutions, we pledge to deliver personalized, proactive care, preserving both physical and mental health.

Vision

As pioneers in firefighter healthcare, we envision a future where every member of the firefighting community receives tailored, accessible, and sustainable healthcare solutions. By continuously evolving and expanding our offerings, we strive to be the trusted guardian of firefighter health, from rookie years through retirement, fostering a resilient and thriving community.

Join the Trust

Our Healthcare Trust is dedicated to safeguarding the lifelong health and well-being of our valued members, ensuring their vitality throughout their active service and beyond, ultimately preventing premature retirements. Getting a quote is easy. We will need the following information to get started: 

We kindly request a comprehensive census of all members, including spouses and children, associated with your organization. Please include zip codes, gender, age, plan elections, and salaries for all participating members. Please ensure there is no identifiable information within the census. This may be provided in Excel format.

To accurately assess the healthcare needs of your members, we require the latest 24 months of medical and prescription drug claims data alongside monthly enrollment. This will enable us to understand historical usage patterns and tailor our healthcare package accordingly. Additionally, providing a detailed large claims report indicating any claims exceeding the $25,000 threshold over the specified period will help us identify potential areas of risk and develop appropriate coverage strategies.

To align our proposal with your organization's specific needs and preferences, we request a summary of your current plan benefits. This will enable us to tailor our offering to complement your existing coverage and address any gaps or areas for improvement.
● Your current medical and pharmacy plan designs (Summary of Benefits and Coverage, or SBC).
● Comparison of medical carrier rates across tiers: prior year, current year, and any available renewal quotes.